Pioneer American Insurance Company is a trusted life insurance provider dedicated to offering comprehensive and affordable insurance solutions

Specializing in Final Expense, Universal, Term, and Whole Life Insurance, Pioneer American aims to offer families financial protection tailored to their needs and goals.
Whether you’re planning for end-of-life expenses, seeking permanent life insurance, or looking for coverage for estate planning, we have the expertise and options to help.
Why Choose Pioneer American Insurance Company?
At Pioneer American, we are committed to delivering high-quality insurance packages designed to meet the unique needs and goals of each client. Our plans feature flexible underwriting guidelines, ensuring that seniors and individuals as young as six months old can find coverage that fits their health status and financial situation.
Our Final Expense Insurance is particularly popular, offering policies up to $35,000. This type of insurance is designed to cover funeral, burial, and other end-of-life expenses. Final Expense insurance coverage provides families with peace of mind during incredibly difficult times.
Coverage Options at Pioneer American
- Final Expense Life Insurance: Helps cover funeral, burial, and other end-of-life costs. Our plans come with generous coverage limits of up to $50,000.
- Whole Life Insurance: Offers permanent coverage that includes a cash value savings component. This plan is available to individuals as young as six months old and up to age 85, with coverage extending up to $50,000.
- Universal Life Insurance: Provides flexible coverage for individuals and families, with death benefit options up to $500,000 without requiring a medical exam. For those interested in estate planning or higher coverage, a fully underwritten policy is also available.
- Term Life Insurance: A policy that provides coverage for a set period, typically ranging from 10 to 30 years. We offer term life policies with coverage options from $25,000 to $500,000, making it a great choice for families looking for affordable life insurance during specific life stages.
Get Insured with Pioneer American
Securing your financial future and providing peace of mind for your loved ones is just a few steps away. Pioneer American Insurance Company offers easy-to-understand life insurance solutions tailored to your needs – whether it’s final expense, whole life, universal, or term life coverage.